Effective Date: 01/29/2026

This Policies and Procedures document outlines the general operating standards of Bradshaw Capital LLC. These policies are designed to ensure professionalism, regulatory compliance, and protection of client information.

Bradshaw Capital LLC provides life insurance, financial education, and related consulting services. All services are conducted ethically, transparently, and in compliance with applicable state and federal regulations.

Client personal information, including names, phone numbers, email addresses, and insurance-related data, is collected only for legitimate business purposes. All client data is handled confidentially and protected using reasonable administrative and technical safeguards. Client information is never sold, rented, or shared for third-party marketing purposes. Access to client data is limited to authorized personnel only.

Bradshaw Capital LLC communicates with clients and prospects only after proper consent is obtained. Communications may include phone calls, SMS or text messages, emails, appointment reminders, and service-related updates. SMS recipients may opt out at any time by replying STOP. Messaging frequency may vary based on client interaction and service needs.

All marketing and advertising conducted by Bradshaw Capital LLC is truthful, accurate, and not misleading. Marketing communications are sent only to individuals who have provided consent or have requested information about services.

Bradshaw Capital LLC complies with all applicable insurance laws, regulations, and carrier requirements. Client records are maintained in accordance with legal and regulatory standards.

These policies may be updated periodically to reflect changes in business practices or regulatory requirements. Updated versions will be made available upon request.